Regardless of your goals in Sims 4, having money is incredibly important. Money can either be an important tool for progress or prevent you from accomplishing anything if you find yourself short on funds.
Fortunately, there are a variety of methods for making money in Sims 4 that cater to a variety of playstyles, but not all are created equal and which method of money making you choose will depend on how you want to play the game. All of these methods are proven to be some of the best money makers in the game with the right set up and strategy.
10 Han Solo Wannabe
Careers are the most straight forward path to making money in the game. Your sim wakes up, hopefully grabs breakfast before heading out to 6-8 hours of work and comes home to find some enjoyment before going to bed and starting the cycle over again, just like the real world.
But some careers can rake in some serious profits once a sim has climbed the corporate ladder and reached the upper tiers of income. Many players consider the Interstellar Smuggler to be the most profitable career which earns a whopping $3,717 a day!
9 Open A Business
Like the real world, opening a business in Sims 4 can be a fabulous way to make some serious money in the long run. It does take some initial effort and a hefty investment up front to get it off the ground, but for the players that stick with it and find ways to stay solvent in the beginning, it’ll pay off big time.
There’s debate on which type of business is better given some are more hands-on than others, but retail can be a great, straight forward business to start and restaurants have done well for some.
8 Green Thumb
Arguably the second most profitable activity in the game, gardening can be a source of vast wealth for players who like to micromanage and strategize. In fact, things can get so hands on that between all the planting, watering, harvesting, grafting, and evolving you’ll feel like your playing a game of Stardew Valley rather than Sims 4.
There’s debate on the best crop to harvest as it’ll depend on your time commitments and setup, but many believe Unidentified Fruit Object is a great money maker. To keep things really simple players can create a massive garden of money trees and scoop up large sums of cash every harvest.
Painting is another great and easy way of making money in Sims 4 but it’s a very active process and isn’t passive by any means. To get started the player does have to pursue a standard career path of becoming a painter, but this grants access to high-quality easels and the art gallery which offers 20% more for paintings that the player sells making it worth the hassle.
Once the sims’ skills are up to snuff they’ll start pumping out masterpieces that can go for thousands of dollars. It does take a while, but efficient players have been known to pump out two valuable paintings a day so this is definitely a profitable activity in the game.
Once a player’s sim masters the art of writing they can write a book in four in-game hours that they can sell to the literary digest, a publisher or self-publish themselves.
Once published if the book is bestseller quality it will spit out royalty checks between $200-800 every day for roughly 20 days. Dedicated players can have their sim churn out dozens of books and have dozens of royalty checks coming in every day generating thousands of dollars. It’s also nice for players who ever want their sim to take a break from work and do something else as the checks will keep coming while they're away.
This method of money making comes with a certain amount of risk which can cut down on income, but can make it more interesting than other forms of work. At the max level, sims are able to hack supercomputers once a week for a thousand or so. In between supercomputer hacks players can do less profitable, but still worthwhile hacks for smaller lump sums.
As stated before it does come with risk. Meaning all your profits can go out the window if your computer gets damaged through a hack and you have to shell out a few thousand to replace it.
4 Computer Programmer
Similar to the writing path, sims that pursue computer programming can work their way up to creating computer games and mobile phone apps. These products can generate anywhere from $50-$200 a day before slowly losing their earning potential until they don’t make anything.
It’s not nearly as profitable writing, but having a couple of products churning money can make a couple thousand each day and provide a semi-passive source of income that’s nice when your sim needs to step away from the computer now and then. Players with less morals will often combine this money making method with hacking for serious earning potential.
Fishing is perhaps the least profitable method of making money on this list, but it can still bring in some serious cash. Catching and selling a high-quality sturgeon, for instance, can bring in $3,000. The catch is that fishing is entirely randomized so your earnings will vary each day.
That being said there are ways to guarantee decent earnings by picking the right locations, bringing the right bait and so on. Perhaps the greatest advantage of fishing is that there are little to no costs to get started and players can make instant money on day one.
2 Black Widow/Gold Digger
This is by far the fastest way to make the most amount of money in Sims 4. To get started simply create an attractive sim, find some poor sap who has spent a lifetime building a massive fortune, seduce them, and then bleed them dry in typical gold digging fashion or quickly kill them and inherit their wealth as a black widow.
It’s by far the most vile method of making money on the list, but there’s no denying the serious earning potential for very little effort. If you can live with yourself, this is the fastest way to become wealthy short of cheating.
1 Joint Effort
Perhaps the best way to ethically make the most amount of money in the short term and in the long run is to pursue any of the above activities, short of robbing someone blind, with the help of a spouse. Having one spouse with stable employment can help keep food on the table while your sim works on building a backlist of novels or builds a couple of apps. Having both sims work together in the garden can generate some serious profits.
No matter how you slice it two sets of hands are better than one and your sim can create a vast fortune if they have a spouse either supplying assistance or financial stability while you get a few cash cows up and running.