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After you find the Overseer in Fallout 76, you will be sent to meet the Raiders and the Settlers -- two factions first introduced in the Wastelanders update. These groups have separate questlines that you can follow but eventually lead to a raid at Vault 79. At this point, you must choose a faction you want to side with.

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As a result of this choice, the player has seemingly ruined their relationship with the other faction. Since both factions sell plans for unique items, this leaves many players unsure of which Faction they should represent. Here's everything you need to know about choosing between the Raiders and Settlers in Fallout 76.

Updated April 7, 2023, by Sean Murray: Raiders or Settlers? The eternal struggle for the wasteland continues in Fallout 76, so we've updated this guide with some formatting tweaks to make it a little easier to read.

Settler Faction Reputation Rewards

Fallout 76 Settlers Gold Bullion Items Faction Reputation

The Raiders and Settlers of Appalachia both sell plans in exchange for Gold Bullion, a type of currency in Fallout 76. More plans become available as your Reputation level increases from Cautious to Ally with a certain Faction.

The Settlers sell some exceptional gear, with the highlights being the Stealth Armor set and the Gauss Shotgun. Here are all the rewards you can buy from the Settlers, and the Reputation rank you need to buy each item:

Cautious

Lunchbox

Plan: Flare

Plan: Cattle Prod

Plan: Chicken Coop

Friendly

Plan: Farmable Dirt Tiles

Plan: Gauntlet + Gauntlet Shock Pads

Plan: Grocer's Backpack Mod

Neighborly

Plan: Water Well

Plan: Chinese Stealth Armor + Helmet

Ally

Plan: Turbo-Fert Fertilizer

Plan: Gauss Shotgun + Gauss Shotgun Mods

RELATED: Fallout 76: Mistakes Every Beginner Makes And How To Avoid Them

Raider Faction Reputation Rewards

Fallout 76 Raiders Gold Bullion Items Faction Reputation

The Raiders also have some good items for sale, such as the Ammo Construction Appliance, which lets you build ammo at your Camp. Here's a full list of items sold by the Raiders for Gold Bullion:

Cautious

Lunchbox

Plan: Ammo Converter

Plan: Dynamite + Dynamite Bundle

Plan: Weight Bench

Friendly

Plan: Chemist's Backpack Mod

Plan: Floater Grenades Set

Ally

ArmCo Ammo Construction Appliance

Gauss Minigun + Gauss Minigun Mods

Should You Help The Raiders Or Settlers

Fallout 76 Meg Raider Faction Leader

Although this seems like a big choice in the questline, players are actually able to obtain all of the plans from each Faction, regardless of who they help in the raid.

When you side with a Faction, you will help them raid the Vault and then decide who gets the Gold Bullion that you find. Players are given three options:

  • give it all to the Faction that you helped
  • split it between the two
  • keep it all for yourself

These choices change your current Reputation level with the Factions. Giving a certain Faction the Gold Bullion increases Reputation with them whilst splitting it raises Reputation with both by a lower amount.

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How To Get All The Items

Fallout 76 Wastelanders Faction Reputation Strength Weight Table

If you want to get all of the items listed above, then make sure you don't keep the Gold for yourself as that lowers Reputation with the Faction you sided with to actually do the raid.

The important thing to note here is that you can still raise both to Ally regardless of the choice that you make. To do this, you will need to grind lots of daily quests for both Factions, but it is possible.

The choice you make between the two does not lock you out of any purchasable items. You just need to be ready for the grind to raise their Reputation levels.

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