Like the previous games in the series, credits are still an important factor in Forza Horizon 5. For a go-to currency to buy new cars, install heavy upgrades, or aesthetically revamp the outlook of your car, earning credits faster in Forza Horizon 5 does not come easy.

However, there are many ways players can boost the process of racking up more credits in a short time as opposed to the ones that may consume more time. If you have just jumped on the bandwagon and started playing Forza Horizon 5, you must know the following methods to earn credits faster.

Updated February 15, 2024, by Sean Murray: Can't get a new set of wheels without money, but earning credits in Forza Horizon 5 is just a matter of finishing races. To help make your credit grind easier, we've refreshed this guide with improved formatting and given it a few more helpful tips for making credits fast.

Buy Credits From Skill Points

The best way to earn credits faster in Forza Horizon 5 is to rack up skill points and buy credits from the Car Mastery tab.

Skill points can be earned by driving with great skill, which includes drifting, high-speed, near-misses, air-time, and much more. However, you need to avoid crashing to bank the skill points. As long as your car remains in action on the road, the skill points keep piling up.

Once you crash, the overall multiplier will reset, and you will need to start all over again.

Auction Your Cars

Forza Horizon 5 allows players from all over the world to buy and sell cars. Another great way to earn credits is by auctioning the cars you don’t use.

Most likely, the cars you are selling are pretty ordinary and won’t sell for much. However, the more you develop the habit of putting unused cars up for auction, the higher the chances of them being sold to another person. Moreover, like you, other players auction their cars, so don’t get too excited and expect your cars to be sold at high prices. Be patient and hope for the best.

Wheelspins And Super Wheelspins

Wheelspins and super wheelspins are the go-to ways to earn credit, cars, and much more in Forza Horizon 5. Winning races, completing events, and competing in online activities will allow you to rack wheelspins and super wheelspins fast. Super wheelspin is more rewarding than the regular wheelspin; however, it is also harder to get in Forza Horizon 5.

So, keep an eye out for the number of wheel spins you have and start using them, especially in the early game when you are low on credits, clothes, and cars. The chance of getting a free, quick, and high amount of credits is high while doing the wheelspins. So keep the dice rolling and hope your luck doesn’t run out.

Complete and Win Races

Many people quit the race when they make a colossal mistake on the last lap or realize the chase is pointless and emerging victorious is no longer an option. Winning is also a part of the race, but let's face it, it is just a small part of a bigger picture. Forza Horizon 5 rewards players who complete the races/activities instead of quitting them halfway. Winning a race comes with greater credits and skill points reward.

So, you must prioritize completing the races and slowly hone your skills to drive or control the cars better. This way, you will start climbing the ladder in the leaderboard in no time and will be able to earn credits faster. Raising the difficulty level increases the difficulty factor of AI drivers. On the flip side, it also increases the reward percentage significantly.

Participating in the seasonal races is another way to kickstart your journey in Forza Horizon 5 to win exclusive seasonal cars and earn a decent number of credits in a short time.

Save Your Money

Lastly, saving your money does not make you earn credits fast per se. However, not wasting credits on buying cars or upgrades you don’t need is a fantastic strategy to keep your pockets full.

Players get decent cars in Forza Horizon 5 from the get-go, and saving money can give you the liberty of spending it at a later stage. So, don’t rush, especially at the start, and take things slowly by upgrading the existing cars, instead of buying expensive ones.